SBA loans are small-business loans guaranteed by the SBA and issued by participating lenders.

The SBA works with lenders to provide loans to small businesses. The agency doesn’t lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnerning lenders and organizations.

SBA 7A Loans

  • Interest Rates:  4.75 to 7%
  • Loan Amounts: $30,000 to $5,000,000
  • Repayment Terms: 10 to 25 years

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